Sterling Grove HOA Fees Explained
Sterling Grove in Surprise is the newest and most upscale of the area's country club communities, built by Toll Brothers around a Nicklaus Design golf course. Its quarterly HOA fee is in line with other upscale communities, but the fee structure has one item that sets it apart and catches buyers off guard: a substantial one-time country club social membership initiation at closing. Sterling Grove is also a mixed-age community, with both 55+ collections and all-ages neighborhoods, which is worth understanding before you tour. Here is the full picture before you make an offer.
Below is the verified 2026 fee breakdown for Sterling Grove, what it covers, and the things buyers most often get wrong. After 20 plus years working active adult communities across the Phoenix area, my goal here is to help you see the real cost to enter and to own here, not just the quarterly dues.
Sterling Grove Fee Breakdown
Verified May 2026. Dues vary by collection and have been adjusted as amenities come online. New construction handles fees differently than resale. Always reconfirm current amounts in the resale disclosure packet, or the builder's documents for a new build, before making an offer.
The community assessment, billed quarterly (about $2,100 a year, or roughly $175 a month equivalent). It funds the staff-gated entry, common area maintenance, and access to the Sterling Grove Club, fitness center, spa areas, pools, and the tennis, pickleball, and bocce courts. Dues vary somewhat by collection. There is no separate master association fee.
This is the item most buyers do not expect. A one-time social membership initiation, around $5,445, is due at closing. It is the largest single one-time cost here and is separate from the capital fee. On new construction, Toll Brothers charges a club initiation fee, so confirm exactly how it applies to a new build versus a resale.
A one-time fee at closing that funds community capital and reserves. On its own this is modest, but remember it is in addition to the club initiation, which is the larger cost.
Charged at closing for preparation of the resale disclosure documents the association provides to the buyer.
The 18-hole Nicklaus Design course is private and managed by Troon. Golf is not included in HOA dues. Residents can play through several membership tiers or as walk-on guests through the clubhouse, at resident rates. If you want regular golf access, budget for a golf membership separately from your dues and the social initiation.
The thing most buyers miss: the one-time country club social membership initiation. The quarterly HOA at $525 (about $175 a month) is in line with other upscale communities. But at closing, beyond the modest $1,500 capital fee and the $382 disclosure fee, there is a roughly $5,445 social membership initiation, bringing the real one-time cost to around $7,327. That is before any golf membership, which is separate again. Budget from the full closing total, not the capital fee alone, and confirm how the initiation applies to a new build versus a resale.
Mixed-Age Community: 55+ and All-Ages
Sterling Grove is not a strictly age-restricted community, and this is the most common point of confusion for buyers. It is a master-planned community that includes four dedicated 55+ active adult collections, Alexandria, Charlotte, Napa, and Providence, alongside separate all-ages neighborhoods and a Villa Collection. Within the 55+ collections, at least one resident must be 55 or older. The all-ages neighborhoods have no age requirement.
For fees and amenities, the key point is that all residents, both the 55+ and the all-ages neighborhoods, share the same clubhouse, golf course, and amenity package. So you are buying into the same Sterling Grove Club and paying into the same association structure regardless of which neighborhood you choose. If an age-restricted environment is important to you, focus on the four 55+ collections. If you want the community without the age restriction, the all-ages neighborhoods offer that, with the same amenities.
What the HOA Fee Includes
Sterling Grove is a Toll Brothers community begun in 2018, planned for about 2,200 homes, and it is still being built out. For the quarterly fee, residents get the staff-gated entry and access to the 20,000 square foot Sterling Grove Club, three pools, the Flora Spa fitness areas and movement studio, the Copper and Rye restaurant and bar, a grab-and-go cafe, nine pickleball courts including a stadium court, five tennis courts, two bocce courts, and an 18-hole putting course. The amenity package is among the newest and most resort-oriented in the West Valley, which is part of what positions Sterling Grove at the upscale end.
As with the other country club communities, golf is separate. The Nicklaus Design course is private and Troon-managed, with membership tiers and resident play rates outside the HOA dues. Spa services like massages and facials are also a la carte. So the quarterly fee covers a lot, but the golf and the social initiation are the costs to plan for on top.
How Sterling Grove Compares to Other Communities
On the quarterly fee, Sterling Grove sits in the upscale tier at about $175 a month equivalent, above mid-range communities like Sun City Grand (about $165) and below the highest like PebbleCreek (about $294) and Trilogy at Vistancia (about $340). On the recurring fee alone, it looks moderate for a country club community.
Where Sterling Grove stands apart is the one-time cost to enter. The roughly $5,445 social membership initiation is unique among the communities we track, none of the others charge a club initiation of that size at closing. Combined with the capital and disclosure fees, the real cash to close on the association side is around $7,327, well above most communities, and that is before any golf membership. So Sterling Grove suits buyers who specifically want the newest Toll Brothers construction and the country club lifestyle and are budgeting for the higher entry cost. It is also the area's notable mixed-age option, which widens who can buy compared with the strictly 55+ communities.
To see exactly how Sterling Grove lines up against 14 other West Valley active adult communities on base fees, one-time fees, golf, and amenities, use our full comparison tool, linked at the bottom of this page.
What Buyers Get Wrong About Sterling Grove Fees
Missing the country club social membership initiation
This is the big one. The quarterly dues look reasonable, but the roughly $5,445 social membership initiation at closing is the largest one-time cost and the one buyers most often overlook. It is separate from the capital fee. Factor it into your cash to close from the start.
Confusing the 55+ collections with the all-ages neighborhoods
Sterling Grove is mixed-age. Four collections are 55+, others are all-ages. If you specifically want an age-restricted environment, make sure the home you are considering is in one of the 55+ collections. All residents share the same amenities regardless.
Assuming golf is included
The Nicklaus Design course is private and managed by Troon, with its own membership tiers and rates. Golf is not part of the HOA dues or the social initiation. If regular golf is part of your plan, treat it as a separate budget line and ask the club about current membership options.
Sterling Grove HOA FAQs
How much are HOA fees at Sterling Grove?
The community HOA fee is about $525 per quarter, roughly $175 a month equivalent, and it varies somewhat by collection. It covers the staff-gated entry, the Sterling Grove Club, fitness, spa areas, pools, and the tennis, pickleball, and bocce courts, with no separate master association fee. The bigger consideration is the one-time costs at closing. Always confirm the current figures for the specific home.
What is the country club initiation fee at Sterling Grove?
There is a one-time country club social membership initiation of about $5,445 due at closing, separate from the HOA dues and the capital fee. It is the largest single one-time cost here. On new construction, Toll Brothers charges a club initiation fee, so confirm exactly how it applies to a new build versus a resale. This is the item buyers most often overlook when budgeting.
What are the total one-time fees at closing for Sterling Grove?
On the association side, plan for about $7,327 in one-time costs: a capital fee of about $1,500, the country club social membership initiation of about $5,445, and a resale disclosure fee of about $382. Golf membership, if you want it, is additional. Confirm the current amounts in the resale packet or the builder's documents.
Is Sterling Grove a 55+ community?
Both. Sterling Grove is a master-planned community with four dedicated 55+ active adult collections (Alexandria, Charlotte, Napa, and Providence) and separate all-ages neighborhoods, plus a Villa Collection. Within the 55+ collections, at least one resident must be 55 or older. All residents share the same clubhouse, golf course, and amenities. If an age-restricted setting matters to you, focus on the 55+ collections.
Is golf included in the Sterling Grove HOA fee?
No. The 18-hole Nicklaus Design course is private and managed by Troon, with several membership tiers and resident play rates separate from HOA dues. You can also play as a walk-on guest through the clubhouse. If you want regular golf access, budget for a golf membership on top of your dues and the social initiation.
What amenities does the Sterling Grove HOA fee include?
Standard HOA membership includes the staff-gated entry and access to the 20,000 square foot Sterling Grove Club, three pools, the Flora Spa fitness areas and movement studio, the Copper and Rye restaurant and bar, the grab-and-go cafe, nine pickleball courts, five tennis courts, two bocce courts, and the 18-hole putting course. Spa services are a la carte, and golf is billed separately.
Who builds Sterling Grove and how big is it?
Sterling Grove is built by Toll Brothers, a luxury builder, and is planned for about 2,200 homes. Construction began in 2018 and the community is still being built out, so buyers can choose new construction or resale. Because Toll Brothers is a luxury builder and the homes are newer, pricing tends to run higher than the older Del Webb communities nearby.
Compare Communities and Plan Your Move
If you are weighing Sterling Grove against other active adult communities, or just starting to map out a move to the area, these resources will help:
Thinking About Sterling Grove?
The quarterly dues, the one-time country club initiation, the separate golf structure, and the mix of 55+ and all-ages neighborhoods add up to a more detailed picture than most online listings show. The Loving Phoenix Team specializes in Sterling Grove and the West Valley's active adult communities, and we know how to read both Toll Brothers builder contracts and resale disclosures. We can walk you through the real numbers on any home you are considering. No pressure, just a straightforward conversation.
Please verify before relying on these figures. The fees on this page were verified in May 2026. The quarterly HOA fee, the country club social membership initiation, the capital fee, and the disclosure fee change over time and vary by collection. New construction handles fees and disclosures differently than resale. This page is provided for general comparison and educational purposes only and is not a substitute for the official resale disclosure packet or the builder's documents. Always confirm current figures directly with the Sterling Grove association, the golf club, the builder, or the Loving Phoenix Team before making an offer.