Sun Lakes Real Estate Search
$379,900
2 Beds 2 Baths 7082177 MLS
Welcome Home to Sun Lakes! Welcome Home! This gorgeous 2-bedroom, 2-bath lakefront home in the desirable 55+ active adult community of Sun Lakes offers an exceptional location close to restaurants, shopping, parks, multiple golf courses, and convenient access to the I-10 Freeway. This beautifully situated home offers several valuable recent updates, including a new A/C unit (2026) and roof replacement (2024). The spacious kitchen features a stainless-steel refrigerator and dishwasher, breakfast bar, pantry, and abundant cabinetry for excellent storage and organization. The inviting primary suite offers plenty of natural light, a walk-in closet, dual vanity, and walk-in shower. An Arizona room off the primary bedroom provides additional flexible living space. You'll also appreciate the 2-car garage with built-in cabinets for added storage and organization. Step outside to your low-maintenance backyard and covered patio, where a view fence provides beautiful views overlooking the lake--an ideal setting for morning coffee, entertaining, or enjoying Arizona's spectacular sunsets. Sun Lakes offers an incredible active-adult lifestyle with multiple golf courses, tennis, pickleball, racquetball, a state-of-the-art fitness center, lap pool, children's pool, three community pools, bocce ball, a 9-hole putting green, five clubhouses, restaurants, lakes, and hundreds of clubs and organizations to enjoy. Lakefront living, major recent updates, resort-style amenities, and an outstanding location--this Sun Lakes gem is a Must See!

25248 S Pima Place, Sun Lakes

Courtesy of Canam Realty Group. Offers@CanamRealty.com

$649,000
3 Beds 3 Baths 7079980 MLS
***No tours until 9/23*** ***More photos to come soon*** Welcome to this beautifully updated 3-bedroom, 3-bath home offering 2,508 square feet of thoughtfully designed living space in the highly desirable gated Oakwood community of Sun Lakes, Arizona. Updated in 2021, this spacious home blends modern farmhouse style with comfort, security, and resort-style living. The beautifully renovated kitchen features quartz countertops, crisp white cabinetry with sleek silver hardware, a farmhouse sink, a thoughtfully designed backsplash, and newer stainless steel appliances. Quartz countertops, updated cabinetry, plumbing fixtures, and light fixtures continue throughout the bathrooms, while fresh interior paint creates a bright and welcoming atmosphere. The property includes a private casita featuring a full bathroom, vanity, closet, and a spacious 12-by-15-foot studio bedroom--perfect for guests, extended family, a caregiver, or a private home office. Beautifully designed iron doors provide added security to both the main residence and the casita. Iron security gates with coded entry secure the entrances to the courtyard and backyard, offering additional privacy and peace of mind. Dual-pane windows provide enhanced energy efficiency and year-round comfort. The home also features a two-car garage plus a separate third-car or golf cart garage, providing plenty of room for vehicles, storage, hobbies, or your golf cart. Oakwood residents enjoy an exceptional retirement lifestyle with resort-style surroundings, swimming pools, tennis and pickleball courts, top-rated golf courses, fitness and recreation facilities. This move-in-ready home offers the perfect combination of flexible living space, beautiful upgrades, privacy, security, and the very best of Sun Lakes living.

8925 E Stoney Vista Drive, Sun Lakes

Courtesy of Real Broker. 602-755-3415

$799,900
3 Beds 3 Baths 7078700 MLS
WOW! Completely reimagined from top to bottom, this stunning renovation offers a TRUE 3-BEDROOM, 2.5 BATH+ DEN/OFFICE & a 3 CAR GARAGE floor plan w/ designer finishes throughout! The original den has been thoughtfully converted into a private 3rd bedroom with a new hallway entrance and closet, while the former formal living room is now an impressive study/office with double French doors & a gas fireplace--creating a far more functional and versatile layout. The showstopper is the COMPLETELY REDESIGNED KITCHEN! The original peninsula and small island are gone, replaced by a massive quartz WATERFALL ISLAND with seating for 5. The sink, cooktop and refrigerator were all relocated to dramatically open the space... Click on ''MORE'' to see the full description WOW! Completely reimagined from top to bottom, this stunning home is ideally situated in the GATED community of OAKWOOD on a desirable WALKING-PATH LOT and now offers a TRUE 3-BEDROOM + DEN/OFFICE + 2.5 BATH + a TRUE 3-CAR GARAGE floor plan! The original den has been thoughtfully converted into a private 3rd bedroom with a new hallway entrance and closet, while the former formal living room is now an impressive study/office with double French doors--creating a far more functional and versatile layout. The showstopper is the COMPLETELY REDESIGNED KITCHEN! The original peninsula and small island are gone, replaced by a massive quartz WATERFALL ISLAND with seating for 5. The sink, cooktop and refrigerator were all relocated to dramatically open the space. Gorgeous 42'' Evergreen Fog shaker cabinetry with soft-close, dovetail drawers is paired with champagne bronze hardware, white oak accents and a stunning mother-of-pearl backsplash. Upgrades include an induction cooktop, touchless range hood, TWO pot fillers--including one at the coffee station--GE wall oven/microwave, KitchenAid dishwasher, fireclay apron-front sink, built-in icemaker and beverage refrigerator. A beautiful dry bar with custom shelving and a walk-in pantry with ribbed-glass pocket door complete this incredible space. The primary suite received an equally dramatic transformation. The dated corner garden tub and small shower were removed to create a MASSIVE WALK-IN SHOWER with rain showerhead, niche and conveniently relocated controls. Two new vanities feature gorgeous Mont Blanc quartzite countertops, while the private water closet offers additional tall linen cabinetry. TWO spacious walk-in closets complete the suite. Throughout the home you'll find new 12x24 porcelain tile, new bedroom carpet, fresh interior paint, new doors in a striking Asphalt Gray finish, new baseboards and casings, recessed lighting, updated electrical, new light fixtures and ceiling fans, plus stylish new hardware throughout. The family room features a new electric fireplace with walnut mantel, while the den/office includes an updated gas fireplace. Even the laundry room was completely redesigned and brought back INSIDE the home with added cabinetry, refrigerator space and thoughtful dryer-vent storage. Outside, the screened porch was removed to open the patio and the backyard was transformed with new pavers, rock and low-maintenance turf--creating an inviting outdoor space that takes advantage of this special walking-path setting. Fresh exterior paint and updated LED lighting complete the transformation. This isn't simply an updated home--it has been thoughtfully RECONFIGURED, REDESIGNED & REBUILT for the way people live today. Nearly every surface has been touched, and the result is a one-of-a-kind home in one of Oakwood's most desirable settings! ** Soft water system disconnected and AS/IS; seller never tested**

9525 E Champagne Drive, Sun Lakes

Courtesy of Realty ONE Group. 480-777-4500

$489,000
2 Beds 2 Baths 7075046 MLS
GOLF COURSE LOT in Sun Lakes - Can be Fully Furnished & Move-In Ready! Welcome to the Kachina floor plan, a beautifully designed 2 bedroom, 2 bathroom home with a separate den/office, perfect for buyers seeking comfort,and flexibility. Can be offered fully furnished for the ultimate move-in ready convenience. This home is ready for you to start living the Sun Lakes lifestyle from day one. Inside, you'll find a spacious living room and dining room ideal for everyday living and entertaining. The eat-in kitchen offers ample cabinet space, making meal prep and storage a breeze and lots of golf course views. The flexible den/office features its own Murphy bed and pocket doors for privacy, creating an ideal guest suite or quiet workspace that adapts to your needs. The generous primary suite is a truretreat, complete with a walk-in closet and a spa-like bath featuring dual sinks, a soaking tub, and a separate walk-in shower. Additional highlights include: New roof coming mid-September for added peace of mind. Recently serviced HVAC, up and running smoothly. 2-car garage extended for a golf cart, plus plenty of storage. Large lot with room to add a pool, casita, or even a pickleball court. Covered patio overlooking breathtaking golf course view, perfect for relaxing or entertaining.This is a rare opportunity to own a move-in ready home on a premium golf course lot with room to grow. A must-see!

10931 E San Tan Boulevard, Sun Lakes

Courtesy of Realty ONE Group. 480-315-1240

$659,000
2 Beds 2 Baths 7072844 MLS
Welcome to this beautifully updated 2-bedroom, 2-bath Palmera model with a versatile den, ideally located in the highly desirable gated active-adult community of Oakwood at Sun Lakes. With outstanding curb appeal and just steps from the Oakwood Clubhouse, this home offers the perfect combination of comfort, style, and resort-style living. The completely remodeled kitchen, updated in 2020, is designed with both beauty and functionality in mind. It features custom staggered 42-inch cabinetry with multiple custom roll-outs throughout, including a corner Lazy Susan, granite countertops, and a stunning stone gas cooktop hood. The expanded pantry offers additional custom roll-outs, along with convenient dual pull-out trash and recycling bins. The bright and inviting breakfast nook SEE MORE provides wonderful natural light and the perfect spot to enjoy your morning coffee. The beautifully updated laundry room features custom cabinetry, a drying rack, and a convenient built-in recessed ironing board. The spacious great room showcases vaulted ceilings, a custom wine bar, and a stunning entertainment wall featuring a Sonos sound system and home theater, creating the perfect space for entertaining and enjoying your favorite movies and music. Retreat to the spacious primary suite, featuring charming bay windows, a tiled walk-in shower, and a custom-designed built-in closet system with a center island, providing exceptional storage and organization. The guest bath has also been beautifully updated with a tiled walk-in shower and an upgraded vanity. Step outside to your own private resort-style backyard, designed for year-round Arizona living and entertaining. Enjoy the extended tiled patio, pergola, soothing fountain, built-in BBQ, putting green, and gas firepit. A high-pressure commercial-grade misting system extends across the entire patio, while added patio and landscape lighting create a beautiful ambiance day and night. The backyard has also been enhanced with a newly painted perimeter wall and a new elevated retaining wall complete with irrigation, ready for you to create and plant your own vision of beauty. Additional highlights include an extended garage with abundant added lighting and epoxy flooring, along with owned solar panels that keep electricity costs strikingly low. This exceptional home is truly move-in ready and offers the opportunity to enjoy all the incredible amenities Oakwood at Sun Lakes has to offer, including golf, tennis, pickleball, swimming pools, fitness facilities, restaurants, clubs, and endless activities.

23915 S Sunvista Drive, Sun Lakes

Courtesy of Keller Williams Integrity First Realty. 480-854-2400

$480,000
2 Beds 2 Baths 7069272 MLS
''A beautifully presented Palmera with flexible living space, outstanding covered outdoor living and a private low-maintenance backyard--wrapped inside the Sun Lakes lifestyle.'' Welcome to easy Arizona living in this beautifully presented Palmera model in Sun Lakes, offering 2 bedrooms, 2 baths, a versatile den and approximately 1,841 square feet of comfortable single-level living. Bright, open living spaces, vaulted ceilings and a functional great-room design make this home ideal for both everyday living and entertaining. Step outside to one of the home's standout features--a FULL-LENGTH EXTENDED COVERED PATIO overlooking a private, low-maintenance backyard. It is the perfect setting for morning coffee, outdoor dining, entertaining friends or simply enjoying Arizona evenings. The flexible den is ideal for a home office, hobby room, reading room or additional guest space. The kitchen offers an island, breakfast bar, pantry and adjoining dining area. The kitchen offers an island, breakfast bar, pantry and adjoining dining area, while the spacious primary suite includes a walk-in closet, double vanity and private water closet. Additional features include durable slump-block construction, dual-pane windows, front shutters, no interior steps and an attached 2-car garage. Enjoy the Sun Lakes lifestyle with golf, pickleball, tennis, lakes, walking and biking paths, clubhouse and recreation facilities, heated community pools and spas, and fitness amenities. This is more than a home--it is an opportunity to enjoy the active, low-maintenance Arizona lifestyle Sun Lakes is known for.

9228 E Champagne Drive, Sun Lakes

Courtesy of Real Broker. 602-755-3415

$499,000
2 Beds 2 Baths 7050542 MLS
This stunning single level home in Sun Lakes offers generous living space, thoughtful updates, and a truly unique design. Situated on a corner lot with mature desert landscaping and citrus trees, the property has been exceptionally well cared for and provides plenty of room to enjoy both indoor and outdoor Arizona living. Inside, the spacious layout includes a formal living and dining area, a separate family room, two bedrooms, and a versatile den or office. The expansive family room is filled with natural light and showcases an incredibly unique decorative ceiling that creates a memorable focal point. A fireplace adds warmth and character to the main living area, while plantation shutters and dual pane windows are featured throughout the home. The kitchen offers ample cabinetry, generous counter space, and includes the refrigerator. The primary suite features a private bathroom with a double vanity and separate toilet room, along with a large closet. A separate laundry room includes the washer and dryer, additional cabinetry, and a utility sink. Major updates include a fully updated heating and cooling system in 2023 and a roof updated in 2020. The home also features an H2O Concepts whole house water system, owned water softener, newer garage door, security door, and skylights. The oversized two car garage provides extensive built in cabinetry and additional storage space. The private backyard offers multiple covered patio areas, extensive pavers, low maintenance landscaping, and plenty of room for outdoor seating and entertaining. Mature orange, lemon, pink grapefruit, and white grapefruit trees add to the character of the property, while front and backyard watering systems help maintain the landscaping. The HOA offers an impressive lineup of amenities, including golf, heated community pools and spa, pickleball, tennis, racquetball, scenic lakes, biking and walking paths, a clubhouse and recreation center, and a workout facility. Located in the highly desirable Sun Lakes area, the community offers a vibrant setting with convenient access to shopping, dining, and everyday amenities.

25850 S Foxglenn Drive, Sun Lakes

Courtesy of West USA Realty. 602-942-4200

$565,000
3 Beds 2 Baths 7046325 MLS
Complete remodel. Residents enjoy access to the outstanding amenities of the Palo Verde and Cottonwood communities, including championship golf courses, clubhouses, fitness centers, swimming pools, tennis and pickleball courts, walking paths, lakes, restaurants, social clubs, arts and crafts facilities, and a full calendar of community events and activities. Conveniently located near shopping, dining, healthcare services, and with easy access to I-10, this home offers the perfect blend of comfort, convenience, and active adult living. See the list of extensive remodelling to the house. Corner lot. " New Windows and New patio doors to the back, from the bedroom and from the kitchen " New luxury vinyl plank floors throughout " New baseboards throughout " New porcelain tiles in laundry & both bathrooms " New cabinets in kitchen & both bathrooms " New quartz countertops in kitchen, laundry & both bathrooms " New sinks in kitchen & both bathrooms " New faucets in both bathrooms " New pro grade kitchen faucet " New disposal in kitchen " New exhaust fan in kitchen " New cabinet hardware in kitchen, laundry & both bathrooms " New towel racks in both bathrooms " New medicine cabinets in both bathrooms " New chair height toilets in both bathrooms " New 1/4 turn brass angle stop shut off valves in kitchen & both bathrooms New " New 1/4 turn brass refrigerator water supply valve " New 1/4 turn brass laundry water supply valves " New energy efficient low E dual pane windows " New energy efficient low E sliding patio doors " New built garage " New garage floor epoxy " New garage door " New wi-fi enabled Chamberlain garage door opener " New two tone interior paint throughout " New exterior paint " New hinges on interior doors " New lever door handles on interior doors " New Kwikset SmartKey deadbolt locks on entrance doors " New hardwired linked smoke detectors with a carbon monoxide detector " New interior light fixtures throughout " New exterior light fixtures at front door, garage side door & kitchen patio door " New remote control fans in each bedroom, living room & breakfast nook " New light switches & plates throughout " New outlets & plates throughout " New walk-in pantry " New glass top oven/range with convection & air fryer modes " New dishwasher PROPERTY HIGHLIGHTS " Large corner lot " 55+ Sun Lakes golf course community with numerous lakes " Easy I-10 interstate access " Recently replaced roof " Walk-in water jet bath & shower combo in master bedroom " Very large covered patio in backyard " Xeriscape landscaping in front & back " Three large bedrooms " Open floor plan with large living room, dining room, breakfast nook and wide hallway " Large laundry room with upper & lower cabinets and new quartz countertop " Large double entry doors for easy move-in " At home mail delivery " Large Workshop " Near shopping and restaurant

26402 S Sedona Drive, Sun Lakes

Courtesy of Realty ONE Group. 602-953-4000

$565,000
2 Beds 2 Baths 7033913 MLS
Experience Resort-Style lLving in the Active Adult Community of Sun Lakes with this Beautifully Remodeled home on a Premium Corner Lot offering exceptional privacy. No neighbors behind or on one side and tucked in a quiet location. This energy-efficient property features fully owned upgraded solar installed in 2022 with a 10-year warranty plus a fully owned solar battery backup system for added peace of mind. Inside, the open-concept floor plan showcases vaulted ceilings, modern tile flooring, fresh interior paint, large ceiling fans throughout, wood shutters, and designer finishes at every turn. The stunning kitchen includes quartz and granite countertops, white cabinetry, stylish backsplash, farm sink, gas stove, track lighting, and abundant workspace perfect for entertaining. The spacious primary suite features a barn door for added privacy and custom built-in cabinetry in the master closet. Step outside to your private backyard retreat featuring a newly resurfaced pool with new filter system, pebble tech decking and patios, an Oversized Extended Covered Patio, and beautifully updated irrigation in both the front and back yards. Additional upgrades include a water softener, Partial New Roof, Garage Storage Cabinets, and countless thoughtful improvements throughout the home. This is Arizona living at its finest with comfort, style, efficiency, and privacy all in one exceptional property!

10325 E Hercules Court, Sun Lakes

Courtesy of Bayer Realty. 602-527-5534

$574,000
3 Beds 2 Baths 7033327 MLS
One of the most beautiful homes in Sun Lakes! Starting at the entry, this home has a large wrought iron and glass chandelier to welcome you inside. The living room is an open-air design facing a beautiful fireplace for cozy evenings. Adjacent to the living room is a well-designed wet bar for adult entertaining. The Master suite has a magnificent bathroom, and an attached office/multipurpose room designed by Classic Closets. The master suite has elegant French doors that lead to a private spa! The guest bedroom is adjacent to a full-size bathroom with a spacious closet .The spacious dining room nicely handles a table for 8 and fits nicely under an elegant crystal chandelier. The kitchen features a glass-top induction/convection/air fry stove make cooking easy. The laundry room has a washer, dryer, plus space for an extra refrigerator, and full-size freezer, clothes hamper, and broom closet. The overhead attic has twenty (20) sq. ft. of storage accessed by a drop-down stair in the laundry room. There are four wall-mounted high-definition flat-screen televisions offered with the sale, one on the patio and three in the home. The patio television is wall-mounted and located under the covered portion so you can enjoy the game while lounging in the pool. The Pool was designed and built by Paddock Pools, is self-cleaning, and has two aluminum umbrellas located inside the pool, each with seating for four. The backyard also features a pool house/shed. There are three fruit trees: apricot, grapefruit, and kumquat. there is also a flame grape vine. All produce fruit. The garage features maximum storage cabinets. The garage also has overhead attic storage for luggage. Come see this magnificent home!

25812 S Beech Creek Drive, Sun Lakes

Courtesy of HomeSmart. 602-230-7600

$465,000
2 Beds 2 Baths 7003159 MLS
Fully updated 2BR, 2BA Palacia model in the active adult community of Cottonwood at Sun Lakes. Enjoy a cool & comfortable home and surprisingly low energy costs--the seller's current SRP Budget Billing is just $22.37 this month. Quality improvements already completed so you can simply move in and enjoy. In a price range where many homes still need major updating, this one stands out because the expensive projects have already been done for you. The extensive renovations include a fully remodeled kitchen with granite countertops, shaker cabinetry, stainless steel appliances, and a beautifully updated primary bath featuring quartz counters, shaker cabinets, a walk-in shower, and modern fixtures. The secondary bath has also been tastefully updated with contemporary finishes. Major system upgrades include newer dual-pane windows, newer paid-off solar system for energy savings with NO solar payments, newer A/C, and roof under underlayment replacement -- giving you confidence that the big-ticket items have already been addressed. Additional improvements include upgraded 4-panel interior doors, newer front door, newer tile flooring and carpet, plantation shutters, ceiling fans throughout, garage cabinetry, newer water softener, updated washer and dryer, newer water heater, garbage disposal, and continuous circulating hot water. Both bedrooms feature walk-in closets, including a custom organizer in the primary suite. Flexible living spaces offer room to relax or entertain, while the front patio seating area and large private backyard with extended covered patio and low-maintenance desert landscaping create the perfect Arizona lifestyle. Truly move-in ready with evident pride of ownership throughout. Resort-style amenities abound in Sun Lakes, including the par-72 Cottonwood Golf Course and par-62 Palo Verde executive course. Enjoy multiple lighted pickleball & tennis courts, a state-of-the-art fitness center, and multiple community pools, including lap and recreational pools. Community features also include scenic walking paths around beautiful lakes, plus a park with bocce ball, putting greens, corn hole, and a reservable ramada for gatherings.Dining and social opportunities are plentiful with both Cottonwood and Palo Verde clubhouses offering on-site restaurants, bar lounges, and a variety of social events. Residents also enjoy access to numerous clubs, classes, and organized activities, creating an active and engaging lifestyle.

26034 S Hollygreen Drive, Sun Lakes

Courtesy of Keller Williams Realty Sonoran Living. 480-759-4300

$259,900
3 Beds 2 Baths 6993008 MLS
Beautifully updated 3-bedroom, 2-bath manufactured home with a stucco exterior in the vibrant Sun Lakes community, offering a spacious open-concept living area, flexible den space, and a newly added indoor laundry room for everyday convenience. This move-in-ready home is filled with thoughtful upgrades, including gas cooking, a gas water heater, dual-pane windows, copper plumbing, skylights, sunscreens, ceiling fans, reverse osmosis, neutral finishes, and newer 2-inch faux wood blinds throughout. The kitchen features refreshed cabinetry, a newer refrigerator and dishwasher, new faucet, newer garbage disposal, gas stove, and new range hood, while both bathrooms have been tastefully updated with newer flooring, fixtures, vanity, sink, shower heads, and lighting. The recently built laundry room adds style and function with a custom barn door, doggie door, exhaust fan, and automatic in-ceiling lighting. Additional improvements include newer bedroom carpet, updated ceiling fans, a new front door with keyless entry, new security door, automatic front and backyard watering system, solar security cameras with sensor lights, and a carport doorbell camera for added peace of mind. Best of all, Sun Lakes offers a true resort-style lifestyle with golf, pickleball, tennis, swimming pools, fitness centers, on-site dining, billiards, library, game rooms, social clubs, and endless activities, making this a wonderful opportunity to enjoy comfort, convenience, and an active Arizona lifestyle all in one place.

8906 E Olive Lane N, Sun Lakes

Courtesy of Real Broker. 602-755-3415

Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

The data relating to real estate listings on this website comes in part from the Internet Data Exchange (IDX) program of Multiple Listing Service of Southern Arizona. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listings provided by brokerages other than Loving Phoenix Team | Real Broker are identified with the MLSSAZ IDX Logo. All Information Is Deemed Reliable But Is Not Guaranteed Accurate. Listing information Copyright 2026 MLS of Southern Arizona. All Rights Reserved.

Sun Lakes, AZ · Five Country Clubs · Three Associations

Sun Lakes, AZ Homes for Sale

Sun Lakes is not one community. It is five country club communities governed by three separate homeowner associations, and which one you buy in decides which amenities you can actually use.

Sun Lakes Buyer's Guide

The single most useful thing to understand before you tour: the clubhouse you fall in love with may not be the one you get to use.

Robson Communities broke ground on Sun Lakes Country Club in 1972 and kept building for the next three decades, adding a new country club community every few years until Oakwood finished in 2006. Each section grew around its own golf course and took that course's name. The result is five distinct communities that share a name, a developer, and a mailing address, but not a homeowner association.

Sun Lakes is a census designated place in Maricopa County, bordered by Chandler to the north and east and by Pinal County to the south. The 2020 census counted 14,868 residents across roughly 5.4 square miles at about 1,194 feet of elevation. It sits around 25 miles southwest of downtown Phoenix and two and a half miles east of Interstate 10.

If you are relocating from out of state, our 55+ Phoenix relocation guide covers climate, property taxes, healthcare networks, and how the metro fits together. Read it before you book flights, because touring Sun Lakes properly means touring inside a specific association rather than driving the whole six square miles.

Important note. Sun Lakes is often described as a 55+ community and sometimes as 40+. Both are accurate, and the reason is a rule almost nobody explains. It is covered below, and it matters if anyone in your household is under 55.

Five communities, three associations

This is the structure nobody explains, and it drives dues, gating, and amenity access.

SLHOA1

Sun Lakes Country Club

The original, started in 1972, and not gated. Its association, SLHOA1, covers only itself, which makes it the simplest structure of the three.

SLHOA2

Cottonwood Palo Verde

Two communities under one association. Cottonwood was built from 1979 to 1995 around a regulation course and is not gated. Palo Verde followed from 1983 to 1996 around an executive course and was the first gated section in Sun Lakes. Together they hold roughly 3,809 homes, and residents of either can use both sets of facilities.

SLHOA3

IronOaks

Ironwood and Oakwood, both gated, both north of Riggs Road, sharing one association. Ironwood was built from 1987 to 2001 around a shorter par 67 course. Oakwood ran from 1994 to 2006 and is the largest of the five sections. Their association is branded IronOaks at Sun Lakes.

What it means for you

Amenity access follows your association

Buy in Oakwood and you get everything IronOaks offers across Ironwood and Oakwood, but not Cottonwood's tennis complex or Palo Verde's clubhouse unless you are a guest. Buy in Palo Verde and Cottonwood comes with it. Restaurants are the exception: the dining rooms at all five are open to everyone.

The mistake I watch buyers make. They tour one clubhouse, fall for the fitness center or the pickleball courts, then buy a house in a different section because the floor plan was better. The house is fine. The amenities they toured are not included. Tour inside the association you are actually buying into, and confirm what your dues cover before you write.

The age rule, explained properly

You will see Sun Lakes described as 55+ on one site and 40+ on another. Neither is wrong.

Federal fair housing law lets an age restricted community reserve up to 20 percent of its homes for residents under 55, so long as at least 80 percent have someone aged 55 or older. Whether an individual association uses that allowance is its own decision, which is exactly why the language varies from site to site.

That distinction matters here, because Sun Lakes has three associations rather than one. Cottonwood Palo Verde states on its own site that it is an age 55 and older community under the Arizona and federal Fair Housing Acts. Other sources describe Sun Lakes broadly as 40 plus. Both statements can coexist when three associations set their own policies.

If everyone in your household is 55 or older, this is academic. If someone is between 40 and 55, it is not, and a general answer about Sun Lakes will not protect you. Get it in writing from the association covering the specific section you want, before you write an offer rather than during your inspection period.

What to sort out before you tour

A few questions that narrow six square miles down to a manageable search.

Gated or not. Palo Verde, Ironwood, and Oakwood are gated. Sun Lakes Country Club and Cottonwood are not. If a guarded entry is a requirement rather than a nice to have, you are looking at three of the five, and two of those sit under IronOaks.

Detached or attached. Townhomes and villas carry a monthly fee on top of the community dues, and that second fee varies by unit group. If you want lock and leave, get the full carrying cost on the specific property rather than the community average.

Which golf, and how you want to pay for it. Five sections, five courses, and they are not the same product. A regulation course, an executive course, and a shorter par 67 layout are different games and different price points. Sort out how often you actually play before you let a course view drive the decision.

Dues, billing cadence, and pending assessments. The three associations do not bill the same way. Some are annual, some semi annual. Ask specifically about pending special assessments, because clubhouse and golf course renovations get funded through them and a seller may not know one is under discussion.

Age eligibility, if anyone is under 55. Covered above. Confirm in writing with the association.

Search Sun Lakes homes by what matters to you

Current MLS listings, updated daily, filtered by the features buyers ask about most.

Sun Lakes FAQs

Is Sun Lakes a 55+ community or a 40+ community?

Both descriptions get used, and the reason is a rule most buyers have never heard of. Federal fair housing law lets an age restricted community reserve up to 20 percent of its homes for residents under 55, provided at least 80 percent have someone aged 55 or older. Whether a given Sun Lakes association actually uses that allowance, and how, is set by that association rather than by Sun Lakes as a whole. Cottonwood Palo Verde states plainly on its own site that it is an age 55 and older community under the Arizona and federal Fair Housing Acts. Elsewhere you will see Sun Lakes described as 40 plus. If everyone in your household is 55 or older this is academic. If someone is between 40 and 55, get the answer in writing from the specific association covering the section you want, before you write an offer rather than during your inspection period.

What are the five Sun Lakes communities and how do they differ?

Sun Lakes Country Club came first and is not gated. Cottonwood was built from 1979 to 1995 around a regulation golf course and is also not gated. Palo Verde followed from 1983 to 1996 around an executive course and was the first gated section in Sun Lakes. Ironwood was built from 1987 to 2001 around a shorter par 67 course and is gated. Oakwood came last, from 1994 to 2006, and is the largest of the five. Cottonwood and Palo Verde together hold roughly 3,809 homes. Ironwood and Oakwood sit north of Riggs Road and are both gated. Each of the five is named for the golf club it grew around.

How many homeowner associations does Sun Lakes have?

Three, not five. This trips up almost every buyer. Sun Lakes Country Club has its own association, known as SLHOA1. Cottonwood and Palo Verde share one association, SLHOA2, branded as Cottonwood Palo Verde. Ironwood and Oakwood share a third, SLHOA3, branded as IronOaks. So five country club communities are governed by three separate associations, each with its own dues, its own reserves, and its own rules. When you buy here, you are joining one of those three, not a single Sun Lakes association.

Can I use the amenities in the other Sun Lakes communities?

Generally no, and this is the most expensive misunderstanding in Sun Lakes. Your amenity access follows your association. Buy in Oakwood and you get the full IronOaks package across Ironwood and Oakwood, but you cannot use the Cottonwood or Palo Verde facilities unless you are the guest of an owner there. Buy in Palo Verde and you get Cottonwood too, because they share SLHOA2. Restaurants are the exception. The dining rooms at all five communities are open to everyone. I have watched buyers tour one clubhouse, fall for the tennis complex, and then buy in a different section that does not include it. Tour the amenities of the association you are actually buying into.

Is Sun Lakes part of Chandler?

No, though almost everyone assumes it is. Sun Lakes is a census designated place in Maricopa County, not part of the city of Chandler. Chandler borders it to the north and east, and Pinal County sits to the south. It got its own place name and address because the development grew large enough to warrant one. Practically, this means county services rather than city services, and it is worth understanding what that covers before you buy. The 2020 census counted 14,868 residents across roughly 5.4 square miles.

Which Sun Lakes communities are gated?

Palo Verde, Ironwood, and Oakwood are gated. Sun Lakes Country Club and Cottonwood are not. If a guarded entry is a requirement rather than a preference, that narrows your search to three of the five immediately, and two of those three sit north of Riggs Road under the IronOaks association. Buyers who want gated plus a lock and leave attached home have an even narrower set, so it is worth sorting this out before you start touring rather than falling for a house in the wrong section.

Who built Sun Lakes?

Robson Communities, starting with Sun Lakes Country Club in 1972 and continuing through Oakwood's completion in 2006. If the name sounds familiar, Robson also built PebbleCreek in Goodyear and Robson Ranch in Eloy. Buyers comparing the two often notice the family resemblance in how the communities are laid out around golf and clubhouses. The main differences are geography and age. Sun Lakes is southeast Valley and older, with five sections built across three decades. PebbleCreek is west Valley and newer.

What do Sun Lakes HOA dues cover, and how are they billed?

It depends on which of the three associations you join, and they are not billed the same way. Some bill annually, some semi annually, and attached homes such as townhomes and villas carry an additional monthly fee on top of the community dues. There are also one time costs at closing, which vary by association and can include a transfer fee and a capital contribution. Because each association sets its own figures and revises them, confirm the current numbers for the specific section and the specific property with that association before you commit. Ask about pending special assessments too, since golf course and clubhouse renovations get funded that way.

How far is Sun Lakes from Phoenix and Sky Harbor?

Sun Lakes sits about 25 miles southwest of downtown Phoenix and roughly two and a half miles east of Interstate 10, which is the main reason the location works as well as it does. Loop 202 is close, Chandler shopping and medical are a short drive north, and Sky Harbor is reachable without a long haul. For anyone flying family in and out or keeping appointments across the Valley, the freeway access here is genuinely better than in much of the far West Valley.

Already own in Sun Lakes?

Curious What Your Home Is Worth?

Values here vary widely by section, association, golf frontage, and whether the home is detached or attached, which makes Sun Lakes harder to price from a website estimate than most communities. Get a no-obligation estimate based on recent comparable sales in your specific section.

Get My Home Value

Exploring other 55+ communities?

Every community out here offers something a little different, so the real question is which one fits the way you want to live. Most buyers touring Sun Lakes are looking at the rest of the East Valley too, so those come first.

East Valley

West Valley

If you like what Robson built at Sun Lakes, PebbleCreek in Goodyear is the same developer on the other side of the Valley, newer and laid out on a similar country club model. It is the one West Valley community worth a look even if you have decided on the East Valley.

Helpful reading

Four guides that map directly onto what makes Sun Lakes different: three associations, an age rule with an exception, five golf courses, and homes built between 1972 and 2006.

What clients say about working with us

Ready to look at Sun Lakes?

Tell me whether gating matters, whether you want detached or lock and leave, and how much golf you actually play. That narrows five communities down to one or two, and then we tour the right clubhouses instead of all of them.

Call or Text 623-206-9936