Sun Village HOA Fees Explained
Sun Village in Surprise has a fee structure that works differently from most 55+ communities, and the reason is the housing mix. Where many active adult communities are all single-family homes, Sun Village has detached homes, patio homes, townhomes, and condos, each in its own named sub-village. Your HOA fee depends heavily on which housing type and sub-village you buy in, and the condos pay more but get far more covered. There is also an unusual one-time fee at closing based on a percentage of the sale price. Here is the full picture before you make an offer.
Below is the verified 2026 fee breakdown for Sun Village, what it covers, and the things buyers most often get wrong. After 20 plus years working active adult communities across the Phoenix area, my goal here is to help you understand exactly what applies to the specific home you are considering, because at Sun Village the answer really does vary.
Sun Village Fee Breakdown
Verified May 2026. Sun Village dues vary by housing type and sub-village, so the figures below are starting points. Always reconfirm the exact amount for the specific home, and what it covers, in the resale disclosure packet before making an offer.
The base monthly assessment for detached single-family homes. For single-family homes, the HOA generally covers the community amenities, common area maintenance, security, and management. It does not cover the home's own exterior, water, or trash, those are the owner's responsibility, as with most single-family communities.
Condos and townhomes pay a higher monthly fee, but it typically covers significantly more: roof maintenance and replacement, water, sewer, garbage, exterior building maintenance, and front yard care. That broader coverage is part of why these homes are popular with snowbirds and lock-and-leave owners. The exact amount varies by sub-village and building.
A one-time fee at closing calculated as one percent of the sale price, capped at $4,000. So on a $300,000 home it is about $3,000, and on anything at or above $400,000 it tops out at the $4,000 cap. This percentage-based structure is unusual, most communities charge a flat CARE fee, so calculate it from the actual purchase price.
Charged at closing to transfer the association account to the new owner.
Charged at closing for preparation of the resale disclosure documents the association provides to the buyer.
Sun Village has a par-3 golf course on site, but it is a public course on its own fee structure, not bundled into the HOA. You pay to play rather than through your dues. Budget golf separately if you plan to play regularly.
The thing most buyers miss: at Sun Village, the fee genuinely depends on the home. A single-family home runs about $263 a month and you handle your own exterior and utilities. A condo or townhome can run up toward $500 a month, but that fee covers roof, water, sewer, trash, exterior, and front yard, which can actually make it the better value for a lock-and-leave owner. Do not compare two Sun Village homes on the monthly fee alone, compare what each fee includes. At closing, also budget the 1 percent of sale price CARE fee (capped at $4,000) plus the transfer and disclosure fees.
How the Sub-Villages and Housing Types Work
Sun Village is organized into sub-villages with names like Pima, Hopi, Zuni, and Arapaho, and the housing type tends to follow the sub-village. This is unusual for a 55+ community, most are uniform single-family. The practical effect is that two homes that look similar in price can have very different monthly costs and very different coverage depending on whether they are single-family, patio homes, townhomes, or condos, and which sub-village they sit in.
The key is to look past the headline fee and ask what it includes. A single-family owner pays less but maintains their own roof, exterior, and yard and pays their own water and trash. A condo owner pays more but has most of that handled by the association. Neither is automatically cheaper in total cost of ownership, it depends on the home and how you plan to live in it. For a snowbird who wants to lock the door and leave for the summer, the condo coverage is often worth the higher fee.
How Sun Village Compares to Other 55+ Communities
On the single-family monthly fee, Sun Village sits in the mid-to-upper range at about $263 a month, above Sun City Grand (about $165) and the original Sun City communities (around $50 to $57), and in the neighborhood of the resort-tier communities. But the comparison is not really apples to apples, because at Sun Village the condo and townhome fees cover utilities and exterior maintenance that you would pay separately at most other communities. When you factor those in, the higher Sun Village condo fee is less of an outlier than it first appears.
On one-time costs, Sun Village's percentage-based CARE fee is unusual. Most communities charge a flat amount. At 1 percent of the sale price capped at $4,000, a lower-priced home pays proportionally less, which can make Sun Village more accessible at the entry level than communities with a flat several-thousand-dollar CARE fee. Above the $4,000 cap, it is comparable to the mid-range one-time fees in the area.
To see exactly how Sun Village lines up against 14 other West Valley active adult communities on base fees, one-time fees, golf, and amenities, use our full comparison tool, linked at the bottom of this page.
What Buyers Get Wrong About Sun Village Fees
Comparing two Sun Village homes on the monthly fee alone
This is the big one. A condo at $450 a month is not necessarily more expensive than a single-family home at $263, because the condo fee may include water, sewer, trash, roof, and exterior that the single-family owner pays separately. Always compare what each fee covers, not just the number.
Assuming the CARE fee is a flat amount
Sun Village's one-time CARE fee is 1 percent of the sale price, capped at $4,000, not a fixed figure. On a $250,000 condo that is about $2,500, on a $400,000-plus home it is the $4,000 cap. Calculate it from the actual purchase price so it is not a surprise at closing.
Expecting golf to be included
The on-site par-3 course is public and runs on its own fee structure, not the HOA. You pay per round or through golf-specific options, not through your dues. If golf is part of your routine, budget it separately.
Sun Village HOA FAQs
How much are HOA fees at Sun Village?
It depends on the housing type. Detached single-family homes have a base assessment around $263 a month. Condos and townhomes pay more, up toward $500 a month, but their fee covers much more, including roof, water, sewer, garbage, exterior maintenance, and front yard care. Fees also vary by sub-village. Always confirm the exact amount and what it includes for the specific home in the resale packet.
Why do Sun Village fees vary so much?
Sun Village has an unusually mixed housing stock for a 55+ community: detached single-family homes, patio homes, townhomes, and condos, each in its own sub-village such as Pima, Hopi, Zuni, and Arapaho. The fee follows the housing type. Single-family owners pay less and maintain their own home, while condo owners pay more but have utilities and exterior maintenance covered. That is why the range is so wide.
What does the Sun Village HOA fee cover?
For single-family homes, the HOA generally covers community amenities, common area maintenance, security, and management. For condos, it typically covers significantly more, including roof maintenance and replacement, water, sewer, garbage, exterior building maintenance, and front yard care. That broader coverage is part of why condos are popular with snowbirds who want a lock-and-leave home.
What is the one-time fee at closing for Sun Village?
Sun Village charges a one-time CARE fee of 1 percent of the sale price, capped at $4,000, plus a $155 transfer fee and a $245 resale disclosure fee. The percentage structure is unusual, so calculate the CARE fee from the actual purchase price. On homes priced at or above $400,000 it tops out at the $4,000 cap.
Is golf included in the Sun Village HOA fee?
No. Sun Village has a par-3 golf course on site, but it is a public course with its own fee structure, separate from the HOA. You pay to play rather than through your dues. Budget golf separately if you plan to play regularly.
Does Sun Village have a master HOA fee?
No. Sun Village does not have a master association layered on top. The fee you pay is the assessment for your housing type and sub-village. There is no second HOA, though the amount and what it covers vary considerably by home type as described above.
How old is Sun Village and how big is it?
Sun Village is an established gated 55+ community in Surprise with about 1,382 homes, built starting in 1985 by various builders. Because it is older and built out, purchases are resale, and the mix of housing types gives it more variety than newer single-builder communities.
Compare Communities and Plan Your Move
If you are weighing Sun Village against other active adult communities, or just starting to map out a move to the area, these resources will help:
Thinking About Sun Village?
The fee that varies by housing type and sub-village, the difference in what single-family and condo fees cover, the percentage-based fee at closing, and the public golf course add up to a more detailed picture than most online listings show. The Loving Phoenix Team specializes in Sun Village and the West Valley's active adult communities. We can walk you through the real numbers, and what they include, on any home you are considering. No pressure, just a straightforward conversation.
Please verify before relying on these figures. The fees on this page were verified in May 2026. Sun Village dues vary significantly by housing type and sub-village, and the figures shown are starting points. The one-time CARE fee is based on a percentage of the sale price and changes with the purchase amount. This page is provided for general comparison and educational purposes only and is not a substitute for the official resale disclosure packet provided at the time of purchase. Always confirm current figures, and exactly what they cover, directly with the Sun Village Community Association or with the Loving Phoenix Team before making an offer.