There are several common homeowner refinancing obstacles. The biggest problem is, most homeowners simply don't know about these -- until after applying. One reason homeowners are unaware such hurdles is because of a very common misconception. It's the widely mistaken belief refinancing is some type of modification of an existing …

With interest rates still near historic lows, many homeowners and home buyers are taking advantage of big, long-term savings. It's a real dilemma if you're trying to decide whether to sell your home or refinance. There are pros and cons to each but what's the best one for your particular …